The Main Challenges of Open Banking
The European Commission enforced the PSD2 earlier this month (September 14th, 2019) which means banks & financial institutions have to…
A Guide to Common Fintech Due Diligence Mistakes and How To Avoid Them
No matter the type of investment, buying or investing in a company is a huge financial gamble. When it comes…
The top 10 remittance destinations for the UK, France and Germany
Penser took a look at the top 10 remittance destinations for the UK, France and Germany to understand how much…
Changing the Cryptocurrency Game: Libra, Gram, & More
Earlier this year in June, Facebook released the white paper for Libra, an ambitious new cryptocurrency due to launch in…
The Penser Fintech News Roundup: August 16-31
Every week we compile a list of important news updates and events covering fintech, banking, and payments across the globe….
How Did Fintech Do in the First Half of 2019?
The fintech industry ended 2018 with a total of 39 VC-backed fintech unicorns with a combined worth of $147.37 billion….
The Apple Card: The Newest Player on the Block
A few months ago, Apple released the digital version of their credit card, an Apple Card embedded within Apple Wallet….
Innovation in Digital Banks – A Global Snapshot
In the last decade, digital banking has grown in leaps and bounds with several startups establishing themselves as major players…
Confirmation of Payee in the UK now has a 2020 deadline
On August 2, 2019, the UK’s Payment Systems Regulator (PSR) ordered the six large national banks – Lloyds, RBS Natwest,…
Australia starts their Open Banking journey
On August 1, 2019, the Consumer Data Right (CDR), an initiative introduced in November 2017, was passed by the Australian…