Mobile Payments in Asia
A snapshot of mobile payments readiness in select Asian countries
CHINA
MARKET ECONOMICS
- Population: 1,371.M
- GDP: $11.1 T
- GDP per capita: $8,069
CUSTOMER READINESS
- Smartphone penetration (% of population): 58%
- People with smartphones: 795.3 M
- Debit card penetration: 328%
MERCHANT READINESS
- POS terminal penetration (% of population): 1.7%
- Number of POS terminals: 23.0 M
COMPETITOR LANDSCAPE
- Degree of competition: High
- Key mobile wallet players: Alipay, WeChat
INDIA
MARKET ECONOMICS
- Population: 1,311.1 M
- GDP: $2.1 T
- GDP per capita: $1,598
CUSTOMER READINESS
- Smartphone penetration (% of population): 23%
- People with smartphones: 300.1 M
- Debit card penetration: 68%
MERCHANT READINESS
- POS terminal penetration (% of population): 0.2%
- Number of POS terminals: 2.5 M
COMPETITOR LANDSCAPE
- Degree of competition: High
- Key mobile wallet players: Paytm, Mobikwik
JAPAN
MARKET ECONOMICS
- Population: 127.0 M
- GDP: $4.1 T
- GDP per capita: $34,524
CUSTOMER READINESS
- Smartphone penetration (% of population): 39%
- People with smartphones: 49.5 M
- Debit card penetration: 330%
MERCHANT READINESS
- POS terminal penetration (% of population): 1.4%
- Number of POS terminals: 1.7 M
COMPETITOR LANDSCAPE
- Degree of competition: High
- Key mobile wallet players: OSaifu Ketai, Android Pay
SINGAPORE
MARKET ECONOMICS
- Population: 5.6 M
- GDP: $0.3 T
- GDP per capita: $52,888
CUSTOMER READINESS
- Smartphone penetration (% of population): 105%
- People with smartphones: 5.8 M
- Debit card penetration:
MERCHANT READINESS
- POS terminal penetration (% of population): 1.7%
- Number of POS terminals: 0.1 M
COMPETITOR LANDSCAPE
- Degree of competition: Medium
- Key mobile wallet players: Dash, Apple Pay
INDONESIA
MARKET ECONOMICS
- Population: 257.6 M
- GDP: $0.9 T
- GDP per capita: $3,346
CUSTOMER READINESS
- Smartphone penetration (% of population): 21%
- People with smartphones: 54.1 M
- Debit card penetration: 50%
MERCHANT READINESS
- POS terminal penetration (% of population): 0.4%
- Number of POS terminals: 1.0 M
COMPETITOR LANDSCAPE
- Degree of competition: Medium
- Key mobile wallet players: Doku wallet, TCash
MALAYSIA
MARKET ECONOMICS
- Population: 30.3 M
- GDP: $0.3 T
- GDP per capita: $9,768
CUSTOMER READINESS
- Smartphone penetration (% of population): 65%
- People with smartphones: 19.7 M
- Debit card penetration: 144%
MERCHANT READINESS
- POS terminal penetration (% of population): 1.1%
- Number of POS terminals: 0.3 M
COMPETITOR LANDSCAPE
- Degree of competition: Low
- Key mobile wallet players: M2U Pay, CIMB Pay Malaysia
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