Last year, we published an infographic comparing the product suite and services offered by five digital challenger banks operating in Europe: Revolut, N26, Monzo, Monese, and Starling Bank.

(Check out the 2018 version by clicking here.)

Here are some important highlights from our updated 2019 version:

• N26 overtook Revolut to become the most valuable fintech in Europe with a $3.5bn valuation.
• Monzo & N26 launched in the US, Revolut is currently beta-testing for the same.
• Revolut secured its European Banking license along with holding an E-money license in the UK.
• Revolut, N26 and Monese offer incentives such as cashback, rewards and promo codes for customers that bank with them.
• Starling Bank continues to remain the only digital-challenger bank to offer a third-party marketplace of financial products.

Penser is a specialist consulting firm focused on payments and fintech. We offer services on digital transformation, strategic planning, and due diligence.